Fills coverage gaps
Additional coverage addresses areas Original Medicare does not, helping fill gaps in your healthcare protection.
Additional Coverage
Additional coverage for greater peace of mind.
Medicare does not cover every healthcare-related expense. Additional coverage helps clients prepare for unexpected costs, and may work alongside Medicare Advantage, Medicare Supplement, or Original Medicare depending on the product. We review options based on your needs, lifestyle, and budget.
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Original Medicare covers$0of most routine dental, vision, and hearing costs.
Additional Coverage
Extra protection beyond your Medicare plan
Additional coverage helps fill gaps in healthcare protection, reduce unexpected out-of-pocket expenses, and gives clients more control over their healthcare planning — built around the person, not just the Medicare plan.
Speak with an AgentThe Essentials
Why additional coverage matters
Financial security
It may reduce unexpected out-of-pocket expenses, making healthcare more affordable during serious health events.
More control
Coverage can be built around the person, giving clients more control over their healthcare planning and added peace of mind.
Coverage Options
Extra protection, built around you.
Dental Coverage
Routine exams, cleanings, X-rays, fillings, extractions, dentures, and crowns or bridges depending on the plan — helping manage dental costs Medicare may not fully cover.
Vision Coverage
Routine eye exams, eyeglasses, contact lenses, lens upgrades, and discounts or allowances for eyewear — helpful for clients who need regular vision care.
Hearing Coverage
Hearing exams, hearing aid evaluations, allowances or discounts, and fittings with follow-up support depending on the plan — reducing the cost of hearing-related care.
Hospital Indemnity Coverage
Pays a fixed cash benefit for a covered hospital stay, usable for bills, transportation, groceries, or recovery expenses. This is not a Medicare Supplement plan and does not replace major medical insurance.
Final Expense Coverage
Helps prepare for funeral, burial, or end-of-life expenses and reduce the financial burden on family members, with simplified options depending on the carrier and eligibility.
Cancer, Heart Attack & Stroke Coverage
Provides cash benefits if a covered diagnosis occurs, helping with treatment, transportation, recovery, lost income, or household expenses. Benefits and eligibility vary by plan.
Critical Illness Coverage
Provides financial support after certain covered serious illnesses, usable for medical or non-medical costs. Coverage depends on the policy terms and carrier.
Prescription Drug Plan Support
Help reviewing standalone Part D plans — important for clients with Original Medicare and Supplement plans — comparing medication costs, pharmacy options, deductibles, and formularies.
Our Role
How Wellspring helps
- We review your current Medicare coverage.
- We identify possible gaps.
- We explain additional coverage options.
- We compare plans based on need and affordability.
- We help clients avoid paying for coverage they do not understand or need.
- We provide ongoing support after enrollment.
Common Questions
Additional coverage, answered
Still unsure? A licensed Wellspring agent will walk you through it — no cost, no pressure.
Ask an AgentDo I need this if I have an Advantage plan?
Sometimes. Many Advantage plans include limited dental or vision, but caps run low. We check what your plan already covers before recommending anything extra.
What is hospital indemnity coverage?
It pays you a fixed cash amount for covered hospital stays, helping offset copays and everyday expenses while you recover.
Can I add coverage any time of year?
Many of these standalone products can be added outside Medicare’s enrollment windows, so you’re not locked into waiting until fall.
4.9(5,008 reviews)Google Business ProfileCare. It’s what sets us apart.
Explore real stories from clients who have used our Medicare services. Their honest feedback shows how we’ve made a difference in their lives.
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Kevin FoleyJun 11, 2026
Mr Dixon was very helpful at determining my eligibility to the program. His professionalism made my call quick and easy, even though there was a lot of information that was covered.
Karla GrigsbyJun 10, 2026
Demetrius rocked!! Hooked me up wit great benefits and he was so polite and respectful.
Erion S RosemondJun 4, 2026
Agent was very polite and professional. He did not pressure me to choice a plan. He presented and discussed the plan very well.
David PaezJun 3, 2026
Felicia Gilbreath was very courteous & caring.
Thaddeus PlummerMay 26, 2026
Very professional and knowledgeable and his job.
kenneth norrisMay 20, 2026
Great understanding, very directional in every aspect.
Sandra “Sandi” KingMay 19, 2026
Great followup. Thank you.
Ruth GagoMay 7, 2026
Everything sounds good. Thanks
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